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Guaranteed Loan

$50 to $5,000 paid out today!

Fast 3 to 36 month online loans.


100% No obligation loan quote


Get your cash in 15 minutes once accepted*


We don’t credit check or charge any fees†

Guaranteed Loans

When you are short on funds and you have a sudden expense that needs paying for, you can reach out to us at SamedayLend to find out more about our wide range of financing and guaranteed loan products. While most traditional lenders will make it an uphill struggle for you to get access to instant cash when an urgent need arises, our loan specialists will do what they can to get you paired with the right lender who can best assist you.

Personal Loans Explained 

Our personal guaranteed loan can be used to cover a variety of urgent expenses and even long-term financial goals. The funds can be used to pay for renovations, medical bills, a holiday that you’ve long been planning and even your wedding. You can even use your loan to get a new car. 

Guaranteed Loans

Guaranteed loan eligibility

If you’re not sure whether you qualify for a guaranteed loan, just read up on the loan requirements we have listed down below. Once you are confident that you have ticked all the boxes, you can just send an application online. Our online loan specialists will then review your personal details and come back to you with suggestions on which financing products would suit your present needs best.

We offer a hassle free way for borrowers to get access to the money they need. At SamedayLend, we offer, through our lender partners, a variety of personal loans to fit your varying personal needs. Even when traditional lenders will turn you away, we will do our best to find the best lender for you. Among the loan products our lender partners offer include:

  • Secured and unsecured guaranteed loans
  • No credit assessment upfront
  • Competitive interest rate loans for good credit borrowers
  • Car loans and personal loans for defaulted borrowers
  • Personal guaranteed loans for bad credit customers
  • Car loans and personal loans for customers tagged with a bankruptcy

The list of financing products that we offer via our lender partners is extensive. It doesn’t matter what your financial history is. We will be more than happy to review your application and find you a lender who will be more than understanding of your situation. 

Looking beyond your credit history

While most lenders will be hung up on your credit rating and will most likely turn you away if your credit records have been blemished at some point, the lenders we work with are more interested in how things stand as far as your current financial situation goes. They will take a look at your recent banking behaviour and assess your present income to determine if you can afford to repay your bad credit loan product you are interested in. 

This is also the reason that we can more than accommodate borrowers who were previously tagged for bankruptcy, those with loan defaults in their credit records, as well as those with bad credit ratings. If they can see that in your current position, you have the means to afford a loan then there is no reason that they cannot offer you a financing contract.

Larger Panel of Lenders to assist with your bad credit loan requirements

The panel of lenders we have partnered with can offer a wide range of loan products for a wide range of customers, their credit history notwithstanding. We take the time to regularly update our lending criteria to ensure that we can better assist you with your financing needs without causing any negative effects to your credit file in the process. Applying directly to traditional lenders only to get declined later on without even getting a proper explanation as to why can be a very frustrating experience. Moreover, it can hurt your future prospects for securing a loan too.

At SamedayLend, we do not require upfront credit checking, loan application comes at no cost as well. This is our way of ensuring that the whole process is fast and easy for you. 

Loans Guaranteed

Requirements for guaranteed loan application

If you’re interested in applying for a guaranteed loan, you just have to meet the following criteria:

  • You’re at least 18 years of age
  • You are a citizen or permanent resident of Australia
  • You have a job and your weekly net income is at least $500
  • You’ve been in your current job for no less than three months, whether part-time or full time (if you have less than three months of work experience, it will still be accepted if you worked in the same industry as your present one}
  • You have been employed casually for no less than six months
  • You have a minimum of six months ABN if you are currently self-employed
  • You have declared bankruptcy for no less than 12 months or have figured in a Part 9 Debt Agreement for the same period of time
  • You have been discharged from Part 9 Debt Agreement or Bankruptcy if you are applying for a personal loan
  • You’ve not borrowed money or more than a couple of short-term loans no higher than $2500 for in a three-month period
  • You do not have a finance default reflected on your credit file for the last 90 days
  • You do not have more than five reversed or dishonoured payments reflected on your bank history for the last three months.
  • You have had no large withdrawals or gaming transactions on our bank account for the last 90 days.
  • Unless you intend to take out a car loan, you must not be with MyBudget
  • You must not have any outstanding payments on your rent, mortgage or any other financial commitments such as credit cards, auto loans and personal loans (Credit Representative Number - 535991) which is an Introducer Appointed Representative of Marketplace Finance Pty Ltd (Credit Representative Number: 487316).  

MyLenders is not a lender and does not make credit decisions. MyLenders matches customer applications with lenders in our network based on the information provided, in exchange for a commission paid by the lender for advertising services provided. There is no guarantee that you will be accepted by a lender or that you will be offered terms suitable for your financial needs. Not all lenders will be able to provide amounts up to $5000. The time required to process and transfer the loan varies by the lender. This website does not directly endorse any particular product or service. Any information on this site should serve as opinion only. As a condition of extending credit, some lenders you may be matched with may run a credit check from a credit reference agency. Late or missed payments may be subject to increased fees and/or interest rates.

1. Subject to application being approved by the lender. Not all lenders are able to provide up to $5000

2. Subject to lenders requirements and approval. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures. 

Consumer Advisory: MyLenders is a loan matching service. This site will submit the information you provide to a direct lender. Upon loan approval, a direct lender may require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email.

All applications will be subject to credit checks and affordability assessments in line with responsible lending. Loan terms, conditions and policies vary by lender and applicant qualifications. Late or missed loan payments may be subject to increased fees and interest rates. Not all lending partners offer up to $5,000 loans, and not all applicants will be approved for their requested loan amounts. Loan repayment periods vary by lender also. Lenders may use collection services for non-payment of loans.

Not all borrowers will qualify for a loan, the operator of this website does not engage in any direct consumer lending, we simply provide a FREE loan matching service to the public. To operate this service we receive a commission from the lender we refer you to.

Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.